The world's second largest bank, HSBC, has now admitted its wrongdoing in its Swiss subsidiary. We acknowledge and are accountable for past compliance and control failures. That's the kind of language they used around that massive stock market crash. Are you going to give us the money back? No, we'd like you instead to take that money from people on benefits, disabled people and all the antipathy and anger you feel for us taking the money. Could you direct that immigrant? Oh, absolutely.