Oh, Gumball, darling, don't you see? With a Home Equity Line of Credit, you can have access to funds whenever you need them, now AND later! Just imagine the possibilities! Need a new wardrobe for prom? No problem! Want to surprise Dad with a fancy dinner for Father's Day? Easy peasy! The introductory rate of 4.99% APR for the first 12 months is simply unbeatable. And remember, after 12 months, the rate will convert to the Anniversary Prime +1 rate. So go ahead and use your hard earned...